by Mark Holloway | November 6, 2017 | Compliance Services, Health Reform / ACA, Insurance Exchanges, Misc Health Reform
The Affordable Care Act (ACA) established the Transitional Reinsurance program to help stabilize individual insurance premiums offered through the public insurance exchanges, aka marketplaces. Under this program, sponsors of self-insured plans, as well as insurers...
by Mark Holloway | May 10, 2017 | DOL, ERISA, Life Insurance
The U.S. Court of Appeals for the Second Circuit (CT, NY, VT) has affirmed a district court’s dismissal of a class action lawsuit that alleged a group-term life insurance “cross subsidization and kickback scheme” was a violation of the insurer’s and the employer’s...
by Mark Holloway | November 18, 2016 | DOL, Health Reform
The US Department of Labor (DOL) has issued final regulations that prohibit employers from retaliating against employees who receive a federal subsidy when they purchase individual coverage in an online health insurance exchange, or “marketplace.” Under the Affordable...
by Mark Holloway | October 27, 2016 | EEOC, Wellness
Just when you thought the legal environment surrounding employer wellness programs couldn’t get more complicated, we have the news that the American Association of Retired Persons (AARP) has sued the Equal Employment Opportunity Commission (EEOC) to block new...
by Mark Holloway | August 10, 2016 | Life Insurance
A federal district court in Connecticut has dismissed a class action suit against an employer and its life insurer alleging that the rates charged employees who purchased supplemental group-term life insurance subsidized the noncontributory, basic coverage provided by...